How to Budget for Christmas and Avoid Going into Debt

With the weather starting to cool off, thoughts naturally begin to gravitate to the upcoming holiday fun and festivities.  However, going into debt for that fun and being stuck paying off your Christmas bills isn’t likely to make your New Year’s very bright.  Everyone has heard the adage that it’s better to give than to receive, but that doesn’t mean you need to spend a fortune in the process. Instead, do your giving in a sensible way and don’t go overboard.  Check out these ideas for creating a Christmas budget that will still allow you to celebrate the season richly.